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The objective of this limitation is to prevent misuse of the policy and give insurance cover only to the deserving parties.

Types of insurance policies Though there are many types of life insurance policies available on the market, most of them can be broadly classified into two categories.

However, if you go country-wise, the system would be simple to understand.

In Australia, premiums paid through superannuation fund are taxable.

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Taxation Taxation in the context of insurance is a complicated matter especially when you think of it from a global perspective.However, having a life insurance policy does not mean that you will get life cover for all kinds of deaths.Policy owner and the insured person Do keep in mind that the insured and the policy owner can be the same person or two different persons depending on the situation.At the same time, there is a bit of commerce involved in this.The insurance companies insure a person in exchange for regular premiums.

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