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The gist is that your child cannot be exposed to inappropriate content against their will and that, as long as you check up on them every once in a while, which I'm sure you do with most social media platforms, they will be absolutely fine.As a communication platform, I think that Discord is quite good.
The problem I have is that they are pushing themselves as a platform for gamers, frequently children, but they do not limit the platform to gamers. If they want to have adult material, they are supposed to tag their channel with "NSFW".
There is no way to prevent a child from going back into the settings & flipping that button back to re-enable explicit content.
When I contacted Discord Support, they confirmed that there is no way to password protect those settings.
Be vigilant about checking this app if you allow it.
When my 2 children begged for Skype and such, I looked into alternative options, due to the pricy nature of it.